Paul Gauguin Where Do We Come From What Are We Where Are...

Where Do We Come From? What Are We? Where Are We Going? Paul Gauguin is known for being one of the worlds greatest painters, although he was not much appreciated at his time. His work seems to tell stories of his life. In his series of painting done in Tahiti, we can see the many wonders that Gauguin himself explored. Today Gauguins painting run for millions. For example; Paul Gauguins Maternite (II) done in 1899 was sold for $39.2 million. That wasnt the case back when Gauguin first started his new career. In this essay I will determine to explore Gauguins life and his well-known painting Where Do We Come From? What Are We? Where Are We Going? Paul Gauguin was born in Paris, France on June 7, 1848. Gauguins family was middle†¦show more content†¦By 1883 he had decided to devote himself full-time to painting, a profession that had no secure income. As Gauguins wife realized that her husband would no longer be able to support her and their five children, she returned to her family, leaving Gauguin to pursue his art on his own. Between 1886 and 1891 Gauguin lived mostly in rural Brittany, although he did visit Panama and Martinique during that period of time. In Brittany, however, Gauguin was the center of a small group of experimental painters who were known as the school of Pont-Aven. Gauguin began to turn away from impressionism, and eventually began to adopt a less naturalistic style. His inspirations came from medieval stained glass, the lives of indigenous peoples, and Japanese prints. Dutch artist Vincent van Gogh introduced Gauguin to Japanese prints when the two men spent two months together at Arles in the south of France in 1888. By 1891, Gauguin was greatly in debt. He was also depressed, feeling that the civilized world around him was artificial. He left France to go to the South Seas to escape European civilization. He remained in the tropics for the rest of his life except for a visit to France between 1893 and 1895. He lived in Tahiti for a time and later moved to the Marquesas Islands. In the South Seas, his style remained essentially the same; as he used expressive color, no perspective, and thick, flat, brush strokes. On the year 1987, GauguinShow MoreRelated The Life of Paul Gauguin Essay1283 Words   |  6 PagesThe Life of Paul Gauguin Paul Gauguin was born in Paris on June 7th, 1848. His childhood was filled with radical beliefs and a libertarian lifestyle. In fact, his own father Clovis Gauguin was a republican journalist by trade, whose own writings were criticized for their radicalism and eventually forced the family into exile in 1849. With no stable source of income due to his father’s death, the family established residency in Peru, a decision made in accordance to his mother’sRead More Gauguin Where Do We Come From What Are We Where Are We Going2224 Words   |  9 PagesGauguin Where Do We Come From What Are We Where Are We Going -Paul Gauguin (1848-1903) -Where do we come from? What are we? Where are we going? -1897 -Oil on Canvas, 5 feet by 12 feet -Museum of Fine Arts, Boston Where do we come from? What are we? Where are we going?, is the self-acclaimed masterpiece of Paul Gauguins’ career. It represents the culmination of his ideas and beliefs that he acquired throughout his life as a painter. Many visual characteristics of the painting, such asRead MoreJohn Berger Essay- Ways of Seeing1833 Words   |  8 PagesWhile in the Museum of Fine Arts in Boston, I traveled through the different galleries and their various cultures; discovering all sorts of arts from Contemporary art, to American art, Japanese art, and even the Egyptian art where I could appreciate the complexity of mummies. Throughout all these diverse cultures of art, I was questioning myself and started to wonder how I could understand art beyond others’ opinion about them. Moreover, I realized that it was a question John Berger, critic of artRead MoreAnalysis Of The Book Goodbye, Columbus 1586 Words   |  7 Pagestake to define one’s individuality or discover one’s life purpose. Superficially, the title is a reference to the ending lyrics of Ron’s senior yearbook album as well as the physical location of Ohio State University in which Ron Patimkin graduated from. With closer analysis, it becomes evident that the title extends to a much deeper meaning of the overall theme of self-examination and self-identity for the protagonist, Neil Klugman. The title, Goodbye, Columbus, primarily acts as an essential metaphorRead MoreMemo: Decorating the New Office Space With Artwork1091 Words   |  4 Pagesrenovation of our new office is complete, it is time to consider furnishing the new space with works of art that reflect the spirit of the company and the ethos we wish to communicate to new clients. When walking into our organizations headquarters, we want people to gain a sense of tranquility and confidence. No matter how stressed they might feel, we want them to know that the partners at our law firm can handle their concerns. An image of nurturing and competence is an ideal first scene for them toRead MoreVincent Van Gogh And His Life1901 Words   |  8 Pagesfactual evidence has come to light that it’s possible that he got into a fight with his mate Paul Gauguin and Gauguin who was an expert fencer might have sliced Venice’s ear. At the end of his life where he seemed to be depressed and there are some accounts about him being in corn fields and saying that he codnt take it and he couldn’t do it, it can’t be done, it impossible and then shoot himself in the stomach might also be a misrehension of some of the facts because some has come to light to see justRead MorePost-impressionism and Artists1298 Words   |  6 PagesSociety of Painters, Sculptors, Printmakers, etc. organized an exhibition in Paris. (Samu, 2004). The group led several exhibitions through the 1880’s which brought them into the spot light despite criticism from the conventional art community in France. The movement received its name from one of the movements most now most recognized artists Claude Monet and his piece Impression, Sunrise. It is said that a critic accused the painting of being a sketch or â€Å"impression†. (Samu, 2004) Paintings ofRead MoreThe Happy Man1598 Words   |  7 PagesThe text which Im going to analyse is The happy man written by Somerset Maugham. He is a well-known English novelist, short-story writer, playwright and essayist. Maugham was the son of a British diplomat. He was educated at Kings School in Canterbury, studied painting in Paris, went to Heidelberg University in Germany and studied to be a doctor at St. Thomas Hospital in England. Although Somerset Maugham didnt denounce the contemporary social order, he was critical of the morals, the narrow-mindednessRead MoreThe Stru ggle in Chaim Potoks My Name is Asher Lev Essay2205 Words   |  9 Pageswith our lives. Do you understand me, Asher? (Potok 136). The struggle begins for young Asher Lev, a talented artist who tries to convince his father and the rest of his family of his artistic ability, when his father refuses to recognize his talent. Set in a tightly knitted Jewish community in Brooklyn, Chaim Potok successfully depicted a young boy torn between his orthodox Jewish tradition and his passion for art in his best seller My Name is Asher Lev. Asher Lev knew from a young age thatRead MoreThe Moon and Sixpence Summary7680 Words   |  31 PagesEnglish writer, well-known as a novelist, playwright and shortstory writer. In his writings he kept to the principles of Realism, but his method of writing was also influenced by Naturalism, Neo-romanticism and Modernism.W.S. Maugham was born in Paris where his father worked as solicitor for the English Embassy. At the age of 10, Maugham was orphaned a nd sent to England to live with his uncle, thevicar of Whitstable. Before becoming a writer he was educated at Kings School, Canterbury, and Heidelberg

The Effects Of Shadow Banking On The Financial Crisis

In this essay I am going to discuss the effects of shadow banking on the recent financial crisis of 2007-8. Shadow banking was one of the major causes of the financial crisis since it was the subprime mortgages which was the first trigger of the collapse in the banking system. Through this essay I am to achieve a detailed analysis of why the shadow banking was one of the causes in the financial crisis and why was it not prevented by any regulation enforced. The basis of shadow banking system is that it occurs when financial intermediaries conduct transformation of maturity, credit and liquidity without having access to the central bank liquidity guarantees or even public sector credit. Furthermore shadowing banking includes a complicate process to reach maturity transformation since the process is done over various steps in the system. Firstly in this essay I am going to start by discussing the difference in the shadow banking system and the traditional system. In the traditional system there are less steps compared to the shadowing banking system to reach the maturity transformation. In tradition banking the process to reach maturity transformation was done under one roof. Moreover shadow banking had led to a rise in the originate to distribute model of banking which means that the default risk on granted loans is separate and disconnected from the originators of the loan. This is in contrast to the traditional banking system of originate to hold model. In the shadowShow MoreRelatedEffects Of Shadow Banking On The Financial Crisis1912 Words   |  8 Pagesdiscuss the effects of shadow banking on the recent financial crisis of 2007-8. Shadow banking was one of the major causes of the financial crisis since it was the subprime mortgages which was the first trigger of the collapse in the banking system. Through this essay I am to achieve a detailed analysis of why the shadow banking was one of the causes in the financial crisis and why was it not prevented by any regulation enforced. The basis of shadow banking system is that it occurs when financial intermediariesRead MoreShadow Banking1034 Words   |  5 PagesShadow Banking System and its role in the global financial crisis What is shadow banking system Shadow Banking System (SBS) refers to a collection of financial entities, infrastructures and practices which support financial transactions but beyond the regulation and monitor from the government or official regulators. Some financial institutions, like investment banks, may conduct some their transactions in the shadow banking system, but they are not SBS institutions themselves. The term wasRead MoreShadow Banking : A Form Of Regulatory Arbitrage1185 Words   |  5 PagesShadow banking can be seen as a form of regulatory arbitrage that provides important financial intermediation functions distinct from those preformed by banks and capital banks [Claessens et al (2012)]. Some of these functions include securitization and collateral intermediation both of which we have partially discussed. One thing that should be pointed out is that, contrary to its name; shadow banking is not completely unrelated to conventional banking. For instance, shadow-banking complements traditionalRead MoreThe Financial Crisis Of 2007-20091490 Words   |  6 PagesThe financial crisis of 2007-2009 resulted from a variety of external factors and market incentives, in combination with the housing price bubble in the United States. When high levels of bank and consumer leverage appeared, rising consumption caused increasingly risky lending, shown in the laxity in the standard of securities screening and riskier mortgages. As a consequence, the high default rate of these risky subprime mortgages incurred the burst of the housing bubble and increased defaultsRead MoreThe Financial Crisis Of 2008 Essay1740 Words   |  7 Pages The financial crisis of 2008 was one of the worst recessions in American history since the Great Depression. During the financial crisis of 2008, big banks lost their money, the stock market crashed, people lost their houses, and the value of loans plummeted. The financial crisis of 2008 was a crisis in value for the financial market, which bled into the econo my of the country. The way that the system of banking was set up made the economy of the country extremely vulnerable to any risks taken inRead MoreThe Financial Crisis Of 2007-081150 Words   |  5 Pageslead up to the financial crisis of 2007-08, a term was coined to describe what was happening in the financial markets. The term was: Shadow Banking System. The creation of the term was attributed to economist and money manager, Paul McCulley, who described it as a large segment of financial intermediation that is routed outside the balance sheets of regulated commercial banks and other depository institutions (St. Louis Fed). In simpler terms, institutions that are in the shadow banking system are notRead MoreHow Bernanke Deals With The Financial Crisis And The Aftermath Decision1493 Words   |  6 PagesChairman but also a great and knowledgeable economist. President Obama described him as â€Å"epitome of clam†. However, his career has huge merit, also has artificial wr ong, merit half-and half. 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This can be observed by simply looking to the devastation and chaos caused by banks trying to makeRead MoreDifferences Between Lcr And Aps 2101609 Words   |  7 Pagesre quirements to ensure banks are better-equipped to absorb losses like those relating to the global financial crisis†. (Delimatsis Panagiotis, 2012) Basel III promotes LCR (liquidity coverage ratio), ratio of high quality liquid assets(HQLA) to total net liquidity outflows over 30 days. Theoretically, banks whose LCR is more than 100 percent possess sufficient liquidity to withstand a month of elevated financial stress. (House, Sablik, Walter, 2016) APRA provides that the â€Å"only Australian dollar - denominatedRead MoreInternational Business : A Financial Crisis, World s Top Financial Watch Dog Warns1518 Words   |  7 PagesID: 9970760 BMAN10931 Financial Innovations in International Business Assessed Essay Question, Semester 1, 2016-2017 Article chosen: ‘China facing full blown financial crisis, world’s top financial watch dog warns’ Introduction The author warns of the existence of a bubble in the Chinese economy that will eventually result in a financial crisis. I agree with this position as this warning is based on solid facts that prove China’s credit vulnerability, and show the huge debt that the Chinese economy

Social & Culturally Appropriate Behavior-Free-Samples for Students

Question: Discuss about the Ethical, Social and Culturally Appropriate Behavior. Answer: Introduction Questions about the ethical, social and culturally appropriate behavior in organizations arises from the organizational goals(Hammer, 2000, p. 455). Tower insurance is a business in the insurance industry of New Zealand. Controversies arise when the organization engages in unethical practices. This report highlights ways in which the insurance organization becomes unethical. The company covers a wide variety of covers including car, natural replacement value, accident, liability cover among others. Utilitarian and deontological ethical issues arise in the insurance business because of the personal duties and collective regulations. The report uses theoretical approaches to describe these. Customers have accused insurance companies of failure to provide compensation in various issues. There have been doubts about good business practices by insurers and legal practitioners appointed to follow up on the covers on behalf of the client. The Fredrick Hertzbergs theory explains this dissatisfaction(Gawel, 1997) Arguments against and for the insurance companies determines the consumers decisions concerning some of the covers and the role of self-motivation for consumers and employees as individual persons. Although self-motivation pushes clients to adopt personal policies, others like the car insurance are mandatory requirements from national laws. Professional conduct determines the success of the industry (Schermerhorn, et al., 2004). Personal covers for mobile phone, jewelry and home office equipment, bring to light the value placed on material items. Principles of Business Ethics (Section 1) When setting organizational goals, the expected ends determine the goals. Social insurance and price offerings may be questionable but the competition in the industry shows that it has business opportunities. Tower insurance is not clear about its official goals but its operative goals provide concrete steps towards claiming an insurance policy(Limited, 2017). Rule of publicity It is not clear whether the marketing tactics used influence the consumer choices but insurance companies have a challenge of remaining true to their business terms through the publicity rule. It states the importance of accountability in business. Tower insurance provides adequate information about its process for getting the claim. Whether this is a marketing strategy or an attempt to gain consumer trust, it is evident that organizational goals indicate legitimacy(Hatch Cunliffe, 2012, p. 269). Equivalent price and service first principle The connection between theory and practice where service comes before profits is controversial. The companys introduction of technology in its claim structures and processes is an indication of good will to make the claim process effective. However, there have been complaints about insurance online system failure and risk evaluation during the pricing process(Ngu, et al., 2012). Tower Insurance is a business entity out to make profit hence it does not operate like nonprofit organizations, which promote social good. However, its objective of making money needs a business model with a monetary process agreeable to stakeholders. Conscience in business and spirit of service Changes in the business environment causes a shift in management practices. The Psychosocial and social processes influencing insurance policies and the spirit of service(Fotaki, et al., 2012). Individual and groups shape the organizational behavior hence ethical considerations also focus on these determinant factors. These elements explain the relationship between professionals and customers in the organization. People have perceptions and individual values, which motivate their actions(Pinder, 2014, p. 389). Business strategy and Ethics Ethics is about mutual benefits and people need to benefit from it. According to Crowther Guler ( 2008, p, 100-115) CSR strategy as an ethics strategy presents roles for everyone in the organization. When the organization grows in profits, it needs to improve its employees salaries and standards. It should also offer customers a good deal. One of these major challenges is in maintaining ethics in business by incorporating human aspects(Miles, 2012). The insurance industry as the center of focus has its own barriers. CSR practices improve the society through immense benefits. Tower insurance must also avoid monopolistic control of the business environment. Professional Behavior in Organizational Management (Business Section 2) The framework for business ethics has a foundation on ethical theories(Hagen, 1965). The contemporary theories support traditional and normative theoretical approaches. In business, the descriptive theories describe the ethical situations while the normative provides the general rules for behavior controls(Turner, et al., 2014). It also provides guidelines for healthy competition and business practice. Application of Descriptive Ethics for business entity Descriptive ethics analyses the moral initiatives in the insurance industry for buyers and business relationships (Koh, et al., 2014). Tower insurance has business responsibilities towards clients as well as stakeholders. Unfair competition in which businesses disregard competitors is wrong. Some ethical elements guiding business values include: Accountability in pricing Honesty with competitors and clients Trust with client information and privacy mode Loyalty to customer and industry rule Fairness when hiring employee Respect for other brands Sticking to the legal framework Showing concern for clients and employees Commitment to duty and excellence A business gains a good reputation because of its fulfillment of moral duties and contribution to wellness. This means the business needs to sell products and services that promote the good of human life(Crowther Guler, 2008, p. 76). The fact that Tower Insurance has claim-processing directions on its website is a strategy to portray its image as sincere. This comes in handy because the industry has an influx of malpractices featuring failure to compensate the clients. Ethics and functions of managers Business is the integration of personalist and common good or virtue ethics(Sison Fontrodona, 2012). Managerial decisions base their judgments on ethical standing in line with the organization. The insurance business specifically needs to adhere to high standards because it has a human face. Its attempt to maximize on profits at the expense of the consumer lowers credibility on the part of the brand and its industry. Strategic brands have considerations for personal opinion as well as group efficacy. Unifying these perspectives enhances the performance of the organization. Ethics protects the organization in the present as well as the long term(Grant, 2016). Managing change in a global business where best practice is the main factor of motivation means Tower Insurance needs to stand out from the crowd with unique policies. Ethics for buyers Common good in advertising means a brand will market itself responsibly. Tower Insurance uses proper words that convince the client without presenting a malpractice. Customers should watch out for misrepresentation of company products in policy and overcharging its premium. In addition, providing inadequate information prevents the client from fully understanding the cover. Although business is about willing buyer, willing seller, the public needs protection from exploitation.(Ford Richardsine, 2013). It is common to find misleading adverts in print and digital media. When Tower indicates that a client can pursue a claim, it should be so. Ethical Dilemma (Section 3) Ethical dilemma in business occurs when individuals have to choose between doing the right things and wrong things(Trevino Nelson, 2016). Globalization comes with threats to human existence and the sustainability of nature. Therefore, organizations need to adopt a multidimensional management approach that considers CSR as corporate planning(Crowther Guler, 2008, p. 129). Managing organizations in a global environment has challenges and benefits. The demand for high performance caused by competition in the market environment adversely affects the ecosystem leading to new trends in CSR(Daft, 2014, p. 68). Motivational Theories Maslow Self-actualization theory by Abraham Maslow shows how people make decisions(Maslow, 1943). These may appear correct to some people but for some it is wrong. In business, self-actualization needs or highest needs include excelling through experience or exposure. Sometimes the legally correct option conflicts with personal values. The insurance organization, state laws and personal principles set ethical standards in this case(Crane Matten, 2016). The diagram explains how an employee in insurance can emerge as a leader through self-actualization. Figure 1: Explanation of Maslows hierarchy and job satisfaction (Dempsey, 2012) From the above diagram, self-actualization needs such as hobbies, personal growth, training, and creativity motivate individuals to the right actions. In social dilemma, people have to satisfy their psychological needs first. A good salary gives an assurance of provision of basic needs. The lower level needs of safety given by a good working environment encourages work groups to succeed. When teams succeed, the team leader gets recognition for the performance hence potential for further growth(Daft, 2014, p. 144). ERG Theory An improvement of Maslows theory is the ERG theory by Clayton Aldefer(Aldefer, 1972), which states that people increase competence because of related needs including physical wellness. In New Zealand, medical insurance is one of the most controversial in insurance claims and compensations.(Dunedin Monika, 2014). Tower Insurance medical expenses plan offers to cater for bills in the event of injury, of sickness. The package also pays for company travel for treatment and contributes to travel back in the event of death. It would be unethical for the company to forfeit the agreement in the event of death because the client would not be available to pursue the claim. It is a good idea that the company has corporate communication, which updates its clients(Fassin Buelens, 2011). The right model of communicating needs is to demonstrate feelings, and ideas. It decodes the organizational goals and provides a response to customer inquiry about the insurance plans. Hertzbergs Two Factor Frustration occurs due to failure to meet these needs. The two-factor theory by Fredrick Hertzberg explains this dissatisfaction(Hertzberg, 1968). The theory suggests searching deeper for reasons causing dissatisfaction. A conflict of interest arises when the Tower Insurance Company uses is expertise to influence the buyer negatively. Cases of malpractice in the industry such as misrepresentation and exploitation are common. Figure 2 Hertzbergs approach (Bishop, 2016) The competitive environment means that Tower insurance interacts through formal system under the guidance of value systems. Although Tower insurance operates under the influence of organizational rules, it has the legal obligation to provide quality services within its professional framework(New Zealand Psychologists Board, , 2010). Therefore, customers and employees in the insurance sector derive satisfaction and dissatisfaction from factors such as work environment and interpersonal relations. Managers need to use rewards and sanctions, which influence human behavior in the industry(Ford Richardsine, 2013). Sustainability Factors in the Insurance Industry (Section 4) Interaction patterns in business guide the business processes between an organization and the customer. Tower Insurance Limited and its clients have a mutual relationship, which enables the claimant to trust that Tower will pay them even in the event of death. Paying an organization in advance for risk management raises questions of normative ethics. Rational thinking explains the right and wrong of human action in the business environment(Board, 2010). Sustainability and corporate performance Deontologists explain that people are motivated towards fulfilling certain duties(Israel, 2014). If Tower insurance maintains value in the business, the industry grows and other organizations feel the need to uphold good practices. The rule based principle guides businesses in the industry for future benefits. When some individuals try to exploit the insurance organizations by faking incidences in order to reap off from the insurance companies, the business is at risk. Self-regulation guides consumers as well as professionals. Employees in the insurance firm have a duty to uphold high standards of value. Reports about some employees colluding with consumers to steal from insurance firms are common(StateWideInsurance, 2017). The fraudulent dealings are ethical questions of employee responsibility to their duties and loyalty to the organization. Governments role Crowther Guler (2008, p, 29 ) defines stakeholders as crucial persons without whom the organization wouldnt be in existence. These are the people and the government. The utilitarian perspective offers the definition of morality from a maximum good perspective. The government in New Zealand regulates the insurance business laws in order to prevent malpractice and exploitation of clients. In the same way, the insurance industry regulates charges in the industry for its shareholder value. In New Zealand, compulsory third part insurance covers for injuries and repairs(AA, 2017). The policy considers the overall good and encourages plans. The government works with insurance business firm owners in order to prevent road accidents caused by negligence and poorly maintained vehicles. Organizational objectives Agents virtue theorists like Aristotle reveal how consequentialism theory in ethics guides CSR practices on the right and wrong of an action. It is unethical for car repair plans to overcharge insurance plan service providers for repairs(Sayid, 2017). However, this happens even in the medical care where health care providers overcharge patients who have personal care. Tower Insurance has its values and norms, which guide how it discharges its policies. It does this with regard to professional codes of conduct and accountability to the stakeholders. Ethics is important in industries because it upholds standards and regulations, including advertising(AANA, 2017). In effect, ethics proposes that business should not just focus on making more money rather; it should provide customer satisfaction, community support and employee benefits. Strategic management sets ethical goals for the industry and business environment. Conclusion The fact that there is no standard definition of Corporate Social Responsibility in New Zealand means that stakeholders have personal initiatives to maintain ethics in business undertakings. The insurance industry comprises of service providers, clients, government, legal bodies and insurance brokers among others. These have social, cultural and individual values, which guide their choices. Managerial ethics provide guidelines that determine the ethical and unethical (Schermerhorn, et al., 2004). Ethical management calls for commitment to codes of conduct, government regulations and in situational factors. The New Zealand industry is flexible to local and global ideas of CSR for sustainability. Ethics covers the task oriented, social and individual values. Defined by different theories they include consequential and non-consequentialist approaches. These approaches help in the service operations, price mechanisms and business dynamics. Tower insurances introduction of new insurance p lans such as boat, rural, caravan and motorbike needs to be in agreement with stakeholder values. This prevents companies from devising covers that are beyond claim. Challenges in ethics brings about ethical dilemma, which occurs during decision-making approaches. The ability to handle conflicts of interests effectively differentiates the moral from the immoral organizations. Bibliography AANA, 2017. Ethics in Industry. [Online] Available at: https://aana.com.au/self-regulation/codes/ [Accessed 14 August 2017]. AA, N. Z., 2017. Compulsory third party insurance. [Online] Available at: https://www.aa.co.nz/insurance/car-and-vehicle-insurance/third-party-car-insurance/third-party-insurance/ [Accessed 13 August 2017]. Aldefer, C. P., 1972. Existence, relatedness and growth. London: Free Pr. [ua]. Bishop, S., 2016. MGT100 Organization and management topic V. 2 motivating employees content content-About motivation-Theories of motivation-Job design for motivation. [Online] Available at: https://slideplayer.com/slide/8904166/ [Accessed 17 August 2017]. Board, N. Z. P., 2010. Guidelines on unprofesional behaviour in the workpalce and its manageement. May edition. Crane, A. Matten, D., 2016. Business ethics: Managing corporate citizenship and sustainability in the age of globalization. s.l.:Oxford University Press. Crowther, D. Guler, A., 2008. Corporate Social Responsibility. s.l.:s.n. Daft, ,. R., 2014. Management. 11th ed. Australia: Cengage Learning. Dempsey, D., 2012. Chapter 6 Ic business management skills leadership and motivation. [Online] Available at: https://www.slideshare.net/ddempsey1981/chapter-6-lc-business-management-skills-leadership-and-motivation [Accessed 17 August 2017]. Dunedin, G. Monika, C.-G., 2014. Taking steps to tackle ethical issues in general practice. New Zealand Doctor Newspaper, 30 July. Fassin, Y. Buelens, M., 2011. The hypocrisy-sincerity continuum in corporate communication and decision making: A model of corporate social resposnibility and business ethics practices. Management Decision, 49(4), pp. 586-600. Ford, R. Richardsine, W., 2013. Ethical decision making: A review of the empirical literature.. In citation classics from the Journal of Business Ethics, Volume 44, p. 19. Fotaki, M., Long, S. Schwartz, H., 2012. What can psychoanalysis offer organization studies today? Taking stock of current developments and thinking about future directions. Organization Studies, 33(9), pp. 1105-1120. Gawel, J., 1997. Hertzberg's theory of motivation and Maslow's hierarchy of needs. Practical Assessment, Research Evaluation. Grant, R. M., 2016. Contemporary Strategy Analysis: Text and Cases Edition. s.l.:John Wiley Sons. Hagen, W., 1965. Ethics in business. Advanced Management Journal, pp. 14-20. Hammer, D. P., 2000. Professional Attitudes and Behaviors: The "As and B's" of Professionalism. American Journal of Pharmaceutical Education, Volume 64, pp. 455-464. Hatch, M. Cunliffe, A., 2012. Organizational theory: modern, symbolic and postmodern perspectives. Third ed. s.l.:Oxford University Press. Hertzberg, F., 1968. One more time: How do you motivate employees. s.l.:HBR. Israel, M., 2014. Research ethics and integrity for social scientists: Beyond regulatory compliance. s.l.:Sage. Koh, P. Q. C., Wang H., 2014. Firm litigation risk and the insurance value of corporate social performance. Strategic Management Journal, 35(10), pp. 1464-1482. Limited, T., 2017. Start Your Claim. [Online] Available at: https://www.tower.co.nz/claims [Accessed 14 August 2017]. Maslow, A. H., 1943. A theory of human motivation. Psychology review, 50(4), p. 70. Miles, S., 2012. Stakeholder: Essentially contested or just confused?. Journal of Business Ethics, 108(3), pp. 285-298. New Zealand Psychologists Board, , 2010. Guidelines on unprofessional behaviour in workplace and its management. May Edition ed. s.l.:s.n. Ngu, J. et al., 2012. Mortality and the risk of malignancy in autoimmune liver diseases: A population-based study of malignancy in autoimmune liver diseases: A population-based study in Caterbury, New Zealand.. Hepatology, 55(2), pp. 522-9. Pinder, C., 2014. Work motivation in organizational behavior.. Second ed. s.l.:Psychology Press. Sayid, R., 2017. Repairs rip-off shame as millions of motorists overcharged for car insurance because of "secret rates". Mirror, 31 July. Schermerhorn, J., Campling, J. Poole, D. R., 2004. Management : An Asia-Pacific Perspective. s.l.:s.n. Sison, A. Fontrodona, J., 2012. The common good of the firm in the Aistotelian-Thomistic tradition. Business Ethics Quarterly, 22(2), p. 211. StateWideInsurance, 2017. Employee Fraud Insurance. [Online] Available at: https://statewideinsurance.com.au/employee-fraud-insurance/ [Accessed 13 August 12017]. Trevino, L. Nelson, K., 2016. Managing business ethics: Straight talk about how to do it right. s.l.:John Wiley Sons. Turner, P., Paul, D. Cadle, J., 2014. Business Analysis Techniques. UK: BCS

TSL a jewellery corporation free essay sample

TSL is well-known for its elaborate design. Every style of design comes from excellent designers. Hence, for years TSL is awarded for Southeast Asia even international design awards. Whats more, the company is superior in high quality. This is the reason why the sales of TSL are steadily growing these days and the company is widely accepted by customers. Thus, TSL can continue to establish the advantages of its product to seek for further development. Weaknesses: Generally speaking, the styles of TSL dont seem to appeal to young targeting customers. Also, TSL dont have some influential styles or designs , which is a main drawback of the brand. How to identify market segments can be a tough task for TSL. By contrast, Chow Tai Fook has launched some influential style, such as Water Flower, Forever One, aiming at lovers. In addition, the company has traversed some ups and downs in the history of TSL, which brings some credit crisis for the company. We will write a custom essay sample on TSL a jewellery corporation or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page As we all know , the brand effect is important, especially in Jewellery industry. TSL ought to establish the reputation again. Moreover, the advantages of TSL are not obvious omparing with other big 4 competitors: Chow Tai Fook, LukFook, CHOW SANG SANG, Emperor Watch Jewellery. How to stand out in the Jewellery market will be a problem to TSL. Opportunities: Nowadays,the Jewellery industry tends to focus on mainland market, due to the increasing demand of the middle class. With the rapid development of PRC, China becomes one of the largest Jewellery purchasing power. Furthermore, professionals of Jewellery industry are familiar with the appetite for Jewellery, which provides opportunities for TSL to capture the market share of Jewellery. Recently, the company convert the focus of product to 24-karat gold and platinum in order to further and better penetrate into the mass market segment. The transformation offers an opportunity to raise the brand awareness. Threats: In the passed years, the main market of Jewellery is occupied by international luxury brands, such as Cartier, Tiffany and so on. The remaining market aiming at Hong Kong Jewellery is divided up by the big four competitors. In addition, the rise of mainland Jewellery company can also be a threat to TSL. 5. 2 RatioAnalysis In the Consolidated Statement of Comprehensive Income,the turnover is HK the Appendix mentions,the turnover from the Groups largest customer amounted to less than 10% of the Groups total turnover for the current and prior year. So the increase is mainly due to revenue of external customer, inter-segment. The lift in sales results from the enhancement of its product assortment and the strategic refinement of its sales network including store expansion and relocations. The earnings per share of the company is experiencing a decline, 34. 3 cents the current year comparing 77. ents last year. The decline results from the increase in dividends payment. 5. 2. 1 Liquidity Ratios: Short-term Solvency In Statement of Financial Position, Current ratio is 2. 17 in 2013 and 1. 72 in 2012, while Quick ratio is 1. 72 in 2013 and 0. 92 in 2012. The data is good and above the benchmark. The current ratio is around 2, meaning that half of the current assets cannot be turned in cash in the short term, but all current liabilities can be repaid. And the components of current assets are cash and current tax assets, while the current liabilities are convertible bonds. Also, the percentage of inventories drops a little, indicating an efficient short-term liquidity. 5. 2. 2 Operating efficiency In Consolidated Statement of Financial Position, days to sell inventory is from 170. 62 days last year to 160 days current year. The improvement in inventory turnover ratio reflects an improvement in liquidity of inventory. lt impies a shortened period of inventory held and quicker turnover of goods sold, which is positive. As a result, the company shows a good operating performance. 5. 2. 3 Asset management The trend of Current Asset turnover is deteriorating from 1. 9 to 1 . 7029, indicating an inefficient utilization of current asset to generate to sales. Meanwhile, the non- current asset turnover as well drops, from a level of 3. 57 to 2. 83 resulting from a great increase in the Interests in subsidiaries. It turns out the ability of asset generating to sales goes bad . 5. 2. 4 Profitability 5. 2. 5 Financial Structure 5. 4 Review of the annual report Com paring with other competitors in Jewellery, TSL has its own advantage on sales Despite the downtrend of profit margin, the turnover has increased greatly. So TSL is orthy of investment in the long term. We can see its good profitability from the Consolidated Statement of Comprehensive Income. More than 90% turnover is from the Groups external growth customer for the current and prior year. So it proves that for investors, TSL has the profit available for dividends. Also, the company shows a good operating performance. In Consolidated Statement of Financial Position, days to sell inventory is shorter than last year. The improvement in inventory turnover ratio reflects an improvement in liquidity of inventory, which mpies a shortened period of inventory held and quicker turnover of goods sold. We can see TSL has increased long term investment in the recent year. The debt ofTSL increased almost 5 times compared with the debt in 2012. Because TSL has issued a large number of convertible bonds, which can lower the interest expense burdened by the company. TSL also purchased quite a lot of inventories available for sale, meaning to increase stores and expand sales. In conclusion, we hold a positive but conservative attitude to expect TSL a steady growing company with the focus of sales on 24-karat gold and platinum.

Access to Health Care Essay Example

Access to Health Care Essay Access to health care refers to the individual’s ability to obtain and use needed services (Ellis Hartley, 2008). Access to health care affects a multitude of people. Uninsured, underinsured, elderly, lower socioeconomic class, minorities, and people that live in remote areas are at the highest risk for lack of access to health care. There are also economical and political roles that complicate access to health care. Access to health care is a multi-faceted concept involving geographic, economics, or sociocultural issues. With my extensive research on access to health care, I hope to provide influences regarding; who is affected by lack of access, geographic, economic, sociocultural access, and political, legal and ethical implications. Economical and political access to health care is in huge debate currently, from health care reform, Medicare, and Medicaid. Economical and political access affects most of the population. Economic access is often dependent on having a health plan or being eligible for one of the government programs (Ellis Hartley, 2008). The U. S Census Bureau estimates that nearly 50. 7 million Americans do not currently have health insurance (p. 24). Ever since its inception, access to health care has been a heavily debated topic both on a federal and state level. The argument has been made for the implementation of health care reform due to the increasing number of uninsured and underinsured American citizens. The World Health Organization (2006) assessed that, â€Å"the highest standard of health should be within reach to all, without distinction of race, religion, political belief, and economic or social condition† (para. ). Ellis and Hartley (2008) point out, private insurance companies raise deductibles and co-payments in attempt to get patients to use services wisely. This sounds great in theory; however, lower income families may delay or avoid timely care. Uninsured and underinsured citizens are finding it extremely difficult to pay for insurance premiums and deductibles. This limits the care they can recei ve, and at which institutions they have access. We will write a custom essay sample on Access to Health Care specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Access to Health Care specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Access to Health Care specifically for you FOR ONLY $16.38 $13.9/page Hire Writer American citizens with prior underlying health conditions or other issues are forced to pay expensive health care premiums, thus, preventing individuals from lower socio-economic statuses to afford health insurance. In 2007, 62. 1% of all bankruptcies were medical; 92% of these medical debtors had medical debts over $5000 (American Journal of Medicine, 2009). Political influence plays a huge role in access to health care; with health care reform, Americans can have access to gain the coverage needed for proper health care. However, agreeing upon what health care reform will consist of has been of particular argument among political leaders. Democrats and Republicans have long since failed to agree upon a mutual consensus regarding the future health care reform. This long-standing difference in ideology between these opposing factions has made passing new health care legislation difficult. Another solution to access to health care that has been proposed is, standardizing health care. Standardizing national health insurance will not be an easy process. Numerous private-sector insurance companies have a financially-vested interest with their consumers. Nationalizing health care would place the federal government as a direct competitor against these companies. U. S. citizens would have the decision on purchasing private insurance or insurance offered by the government, which could ultimately affect private corporations’ outcome. Another group with interest in reform and affected by limited access to health care is, aging American citizens. The elderly will see a drastic change in their Medicare benefits due to the government cutting nearly $500 billion from the Medicare program (Himmelstein, Thorne, and Warren, 2009). This change in benefits could cost senior citizens substantially more for the same services provided prior to the health care reform. Health care reform is greatly needed to aid the financially-draining Medicare system. The growing concern regarding the financial security of Medicare is one of particular interest to the nearly 72 million baby boomers that become eligible for this government-assisted, and tax-payer bolstered, program over the next two decades. According to the U. S. Census Bureau (2010), there will be a rapid increase in baby-boomers between 2010 and 2030, as the entire baby boomer population move into the 65 years and over category (p. 3). Political and financial revisions must be made to ensure the security of Medicare as the numbers of individuals paying into this program are soon to be surpassed by the number of individuals drawing-off this program (U. S. Census Bureau, 2010). The elderly are also at a disadvantage with transportation to health care visits, picking up prescriptions, and rehabilitation services. There needs to be an establishment of access not only to primary care providers, hospitals, and rehabilitation services, but access to other aspects of the health care system for the elderly population. Sociocultural differences, according to Ellis and Hartley (2008), also affect access. If a patient feels uncomfortable in a health care setting related to their socioeconomic status or they feel their beliefs are not respected, they are hesitant to use services provided (Ellis Hartley, 2008). Awareness and sensitivity to different lifestyles and beliefs can lessen misconceptions and minimize barriers that interfere with optimal provision of patient-centered care and services. By working through established community norms, building trust, and effectively applying cultural competency techniques; access will be within better reach. The Amish community is quite large in southwest Missouri; the Amish believe in natural healing, and the Amish community has a say if treatment will or will not be given. This is an example of respecting their â€Å"cultural† norm. According to, Sharpnack, Griffin, Benders, Fitzpatrick (2010), â€Å"Spiritual and alternative healthcare practices exist in all traditions and cultures, challenging the assumptions and care models used by healthcare providers for cultures outside the mainstream† (para. 1). Information about the diversity and prevalence of practices in different cultures need to be addressed to care for the patient as a â€Å"whole. Language barrier among patients and health care providers also place limits on access to health care. It is vital for health care providers to respect cultural differences and attempt to provide translation services, and provide written material in more than one language. Geographical access to health care is also a concern regard ing access to health care. Rural area hospitals are finding it harder to compete and manage financially; this is leading to some closures of hospitals (Ellis Hartley, 2008). Access to health care in a rural community is also limited by lack of practicing physicians and services being available in one area (Ellis Hartley, 2008). Access to health care in urban areas has cause for concern as well; economically depressed areas of large cities have fewer health care providers (Ellis Hartley, 2008). According to Hansen-Turton, Bailey, Torres, and Ritter (2010), â€Å"The shortage of primary care physicians who care for adults (in internal medicine and family medicine) is projected to reach 35,000 to 44,000 by 2025. † (p. 23) There have been great advances in the technological aspect of medicine. Access to health care by way of electronic medical records (EMRs) has opened the door for continuity of care. The EMR contributes to a common platform between different components such as; lab, radiology, ordering and results, electronic prescribing, hospital results and other documentation. This in turn has made it easier to correlate a patients data and present it at the point of care. When combined with the ability to normalize data from multiple sources and easily access it over the Web, it enables providers to benefit from a complete patient-centered record that creates a unified, continuously updated view of each patient care episode. According to, Uzma, Mitchell, Day, and Hardin (2008), Electronic clinical records contain information on all aspects of healthcare. Healthcare information systems collect large amounts of textual and numeric information about patients, visits, prescriptions, physician notes etc. The electronic documents encapsulate information that could lead to improvement in healthcare quality, promotion of clinical and research initiatives, reduction in medical errors and reduction in healthcare costs. (p. 52). With the advancement of the EMR, some hospitals are allowing patients to have access to their own medical records. According to Frampton, Horowitz, and Stumpo (2009), â€Å"Open medical record simply denotes a formalized way of allowing patients to access their medical records. Its part of a philosophy of care based on the idea that patients should have the choice to be involved in their care† (p. 59). An additional advancement in technology in health care access is telehealth. Technology has now allowed nurse and physicians to â€Å"see† patients in their home by way of television. â€Å"A National Library of Medicine review reported that 50,000 households were using telecare services in 2006, and the number was increasing rapidly. Most U. S. telemonitoring programs are for homebound older adults, veterans, or rural residents† (Smith, 2008). With the ongoing advancement of technology, access to health care will hopefully become more in reach for those underserved. Legal and ethical concerns in regards to access to health care may include; limitation of patients access to medical care by pre-treatment (related to managed care not allowing it), inappropriate provision of care, premature patient transfer and discharge related to inability to pay, and refusal of an insurance company to provide treatment authorization as medically necessary. Ethical concerns include; breaches of confidentiality, lack of protection of the medical record, and misuse of medical information to deny future insurance. Changes are needed in all aspects of nursing; education, research, and practice. With the passing of health care reform, increased funding and grants will become available to aid in advancing nurse education and loan forgiveness. Nurse education curricula needs to take on a â€Å"community† focus for disease prevention and treatment. An emphasis in the areas of cultural competency and training to meet the needs of an increasingly diverse and aging population is also needed. It is essential to understand the evolving nature of the health care field, ongoing research is important for the professional nurse. The recent passage of the Affordable Health Care for America Act will have a profound impact on millions of U. S. citizen seeking medical care in the upcoming future. Therefore, it is imperative that nurses remain up-to-date and educated on the dynamic and precedent-setting nature that this legislation will have on the health care system. Nurses can be affected in other ways due to health care reform and limited access to care. Hospital-based nurses can expect to see an increase in the number of patients wishing to receive care. As coverage is extended to more American citizens, a higher influx in the number of patients could spell a higher demand in the amount of nurses it requires to staff hospitals and clinics. As members of the nursing profession, nurses will be asked questions, opinions, and advice regarding access to health care and health care reform, as providers we should be able to provide informed answers. Many U. S. citizens chose medical therapies based solely on the guidance they receive from health care providers. It is essential for nurses to build a solid understanding of access to health care. By doing so, we will facilitate patients to take full advantage of every provision that enhances care for themselves and their families. Nursing philosophy is based on helping patients stay at their optimal level of health. This is why I chose access to health care. In primary care settings like the hospital emergency room, nurses are often the patients point of entry to the healthcare system. The nurse is the first person they see and the one who assesses and determines where they are on the health-sickness continuum. When you talk about setting up resources for patients either in the hospital or out in the community, its the nurse who organizes them. The impact on access to health care for nursing not only for my job, but all aspects of nursing is prevention and wellness. Nurses excel and help support access to health care in communities school based clinics, nurse-managed clinics, home care, transitional care, and rural area healthcare, this is important aspect of nursing to me. There are opportunities to save money and improve health through prevention. According to Mokdad, Marks, Stroup, and Gerberding (2004), preventable causes of death, such as tobacco smoking, poor diet and physical inactivity, and misuse of alcohol have been estimated to be responsible for 900,000 deaths annually, nearly 40% of total yearly mortality in the United States. With competent patient education from nurses maybe we can decrease unnecessary hospital visits. No single approach will adequately address the multi-faceted problem of improving the access and health care status of Americans. It is apparent that the health care system is undergoing vast transformation designed to make it more just. Disparities persist in access to care between uninsured and those with coverage, be it private, Medicaid, or Medicare. Patients without insurance consistently report lower use of preventive services, more difficulty paying for care and medicines, and greater barriers to obtaining services. While employer-sponsored insurance was once considered the â€Å"gold standard† of coverage, there is evidence of cracks and great strain on the private system. If health care reform is to include better health care for Americans it will need to do more than assure economic access through expanding insurance. It will need increased availability of providers, expand the use of EMRs, focus of disease prevention, community health, and increase funding to nurse education. Access to health care is a key player for patient’s economic and health security and family well-being. As policymakers, providers, patients, advocates, and researchers develop strategies to strengthen the health care system, it is crucial they recognize patient’s central role in the system and how much is at stake for them as a consequence of their decisions.

Expectations

Expectations are crucial in determining the success of government policy on unemployment and inflation. Whatever people expect to happen, their actions will tend to make it happen. At the time that economic agents-households, firms, the government make choices, they are generally uncertain about the future. Assumptions about how these agents form expectations for the future shape the properties of any dynamic economic model. Great debates have gone on among economists and psychologists in recent years over the ways that economic agents actually formulate their expectations about their future and the ways that macroeconomists should assume they do this in their theoretical models. To make economic decisions in an uncertain environment agents must forecast such variables as future rates of inflation, tax rates, government subsidy schemes and regulations. A business firm contemplating an investment needs to know the future path of income that will result from the investment. However future earnings can be estimated only with considerable uncertainty. If there is a boom in the future, then the future earnings may be high and vice versa. But the actual exact future state of the economy is virtually unknowable. This is why households and firms have to formulate some expectations about the future in order to make choices. Indeed, they must often cope with complex assessments of the relative likelihood of many different possible events- the educated guesses that households have to make about the future value of income for example. >From a macroeconomic perspective expectation may well determine beliefs such as that an expansion of money supply will merely lead to inflation (the monetarist position), then it will. Firms and workers will adjust their prices and wages upwards. Firms will make no plans to expand output and will make no plans to expand output and will not take on any more labour. If, however, people believe that an expansion o...

Select two pieces of property in different areas of the city, identify Essay

Select two pieces of property in different areas of the city, identify their owner and assessed value, and discover from the records at least one interesting additional fact about each - Essay Example Therefore, the total market value for the property is 15,400 dollars. The interesting bit about this property is that assuming it is sold; the owner has 6 months to purchase the property back from the buyer for a price equal to the amount paid as an auction. 2110 E Susquehanna Ave in Philadelphia is a property that was sourced from the assessment roll on 29th June 2011. The owner of the property is Smith Nancy Theobald and Edward Theobald. Their contact is 2108 E Susquehanna Ave. The land acreage for the property is 0.018 with a property class of 911and a zoning of R10A. The property tax is 68.79 dollars, 2200 dollars as its land market value and no improvement market value. Therefore, the total market value for the property is 2,200 dollars. The most fascinating fact of the property is that it is a deeds ownership type of